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Sunday, March 28, 2010

PhilHealth Check Encashment

Thursday, March 4, 2010

Employers to Submit Softcopy Reports

In order to expedite and ensure prompt posting of the National Health Insurance premiums, PhilHealth will require employer to submit their Employer Remittance Report (RF1) in soft copy format. RF1 is a monthly report required by PhilHealth containing the information of contributions by an employer for its employees.

An employer is primarily mandated to register its entity and all its employees to PhilHealth. Also, a corresponding 50 percent premium contribution of their employees must be deducted from their monthly salary and remit the same to PhilHealth together with its 50 percent counterpart. The monthly contribution of every employee varies and is based from PhilHealth’s Salary Contribution Schedule. Upon employment, an employee is guaranteed of Philhealth benefits unless its employer fails to deduct and remit its premium contribution. Part of its obligations also is to report the newly hired and those employees who are separated/terminated from service.

In Region 6, there are 1,305 government employers and 18,150 private employers registered with PhilHealth. Of which, there are about 219 thousand who are privately employed and around 100 thousand who are working in government service.

PhilHealth issues a unique PhilHealth Employer Number (PEN) to every employer registered with the Corporation. On the other hand, each employee is also issued with a PhilHealth Identification Number (PIN) as proof of their membership.

An employer is in good standing when it incurs no violation of PhilHealth policies. However, if an employer is delinquent either non-remitting/under remitting or non-reporting is subject to legal action.

Recently, PhilHealth recognizes employers for their exemplary performance in terms of prompt & correct remitting and reporting of PhilHealth contributions. Every year, Philhealth also gives out Certificate of Good Payment Standing (GPS), a qualified document which serves as a requirement during application for renewal of business permit/license by the Local Government Units.

The new requirement will take effect on July 2010 and is strictly required to employers with more than 10 employees as enshrined by Philhealth Circular No. 2, s 2010. PhilHealth has been conducting training/seminar on the use of softcopy RF1 reporting. (Larry T. Tabsing)